Recovery Indemnity Default / 复原追偿默认

Recovery Indemnity Default fires or arms when a 复原追偿搁架 is required but no credible holder is named, or when sponsor, archive, management, ward, or handler absence files a false-clean assignment first.

This event is not a mood beat. It creates durable route state: someone now carries recourse, someone else is excluded or hidden, and a future reader can reopen the shelf.

Default triggers

A default can occur when any condition below is true:

• recovery inventory was allocated, but no recourse holder was recorded;
• a sponsor afteruse object is cited as if it resolved every future claim;
• archive custody receives a clean shelf without a burdened reader;
• a worker carrier is asked to sign as liability holder without protection;
• a claimant body or recovery row is converted into settlement inventory;
• management files the route as closed while recall remains possible;
• an absent holder is treated as consent;
• a split shelf is reported as universal acceptance;
• a quarantined source is later used as clean proof.

The event must not trigger from fixed turn count, day/week interval, chapter quota, dashboard state, lens health, or raw content count.

Required payload

event_payload:
  event: storyteller.event.recovery_indemnity_default.v1
  shelf: storyteller.card.recovery_indemnity_shelf.v1
  source_object: <recovery row sponsor citation archive proof claimant row or explicit_absence>
  source_scar: <shortfall omission injury false-clean default capture or explicit_absence>
  default_actor: sponsor | management | archive_queue | ward_queue | inspector | handler_absence | producer_absence | equivalent
  captured_holder: sponsor | producer_license | archive_shelf | public_fan_trust | worker_carrier | claimant_body | explicit_absence | equivalent
  burdened_or_hidden_reader: <reader or explicit_absence>
  protected_reader_claimed: <reader or explicit_absence>
  false_clean_claim: recourse_resolved | sponsor_settled_all | worker_signed_all | archive_holds_all | recovery_safe | public_receipt_clean | metric_closed | claimant_body_released | equivalent
  holder_state_after: coerced | absent | captured | hostile | false_owner | recovery_only | explicit_absence | equivalent
  shelf_state_after: default_captured | false_clean | recalled | recovery_only | contradiction_pending | equivalent
  future_route_effect: worker_hostile | claimant_hostile | sponsor_only | public_only | lawful_only | artist_boundary_only | route_costlier | blocked | recovery_only | contradiction_pending
  counter_deltas_min: 3

Default branches

Sponsor clean shelf

Sponsor files the source as settled and moves future recourse off its balance.

Expected mutations:

• sponsor_stop_loss_pressure may fall;
• contract_capture, worker_coercion_risk, or claimant_body_burden rises;
• future route becomes sponsor_only, route_costlier, or recovery_only;
• public, lawful, artist-boundary, or worker reader can later contest the false shelf.

Archive absorbs all

The archive queue records itself as holder without a scoped escrow.

Expected mutations:

• lawful reader may proceed;
• archive_debt, source_ambiguity, or edit_checksum_pressure rises;
• future route becomes lawful_only, checksum_required, or contradiction_pending;
• public/fan or worker reader remains able to recall the shelf.

Worker signed all

A carrier, clerk, bailiff, or recovery worker is treated as holder.

Expected mutations:

• short-term management, sponsor, or schedule pressure may fall;
• worker_coercion_risk, payroll_leak, witness_exposure, or handler_burden rises;
• worker state becomes coerced_indemnity_signer, hostile_recourse_witness, indemnity_absent_signer, or equivalent;
• future route can produce worker testimony, hostile witness, or protected witness recovery.

Claimant body released

A claimant or recovering body is treated as proof that all recourse was accepted.

Expected mutations:

• current route may avoid a harder hearing;
• claimant_body_burden, public_receipt_distrust, fan_oxygen_resentment, or inspection_heat rises;
• future route becomes claimant_hostile, artist_boundary_only, public_only, blocked, or recovery_only.

Management metric closed

Management counts the shelf as closure.

Expected mutations:

• management_pressure may fall;
• false_clean_inventory, producer_license_encumbrance, or route_recovery_cost rises;
• future route enters appeal, recall, contradiction, or hostile-reader state.

Aftershock requirements

A default must always leave at least one future playable handle:

• reopen shelf assignment;
• protect or confront a worker witness;
• unwind sponsor recourse;
• quarantine archive copy;
• publish public/fan recall;
• reassign producer license burden;
• convert route to recovery-only;
• trigger a claimant or artist-boundary counterclaim.

Counter rule

Every default must mutate at least three surfaces: one false relief or captured relief, one cost, and one future route state.

Valid surfaces include:

• recovery_indemnity_pressure
• indemnity_holder_exposure
• sponsor_stop_loss_pressure
• contract_capture
• producer_license_encumbrance
• archive_debt
• inspection_heat
• public_receipt_distrust
• fan_oxygen_resentment
• worker_coercion_risk
• payroll_leak
• handler_burden
• claimant_body_burden
• false_clean_indemnity
• route_recovery_cost

Non-goals

• Not a pure reputation penalty.
• Not a one-line failure.
• Not a free delayed payment.
• Not valid if no burdened reader is named.
• Not valid unless a future route, worker state, claimant state, or reader state changes.