Liability Underwriting Hearing / 责任承保听证

Liability Underwriting Hearing is an assignable management rite for deciding who guarantees a future liability created by broadcast reality, public wording, route custody, settlement, witness support, or sponsor relief.

The rite forces a concrete reserve into play. It should never resolve as a flavour negotiation, a generic payment, or a free pressure reduction.

Required inputs

The rite is fillable only when all required slots are present or explicitly absent:

ledger: card.liability_underwriting_ledger
exposure_row: <active ledger row>
insured_version: <public version or route promise being guaranteed>
proposed_guarantor: producer | sponsor | inspector | fan_public | editor | archive | manager | split | none
collateral: money | slot | edit_capacity | proof_object | public_receipt | fan_oxygen | legal_seal | handler_time | route_asset | sponsor_escrow | none
handler: <character, follower, faction desk, or explicit absence>
excluded_claimant: <claimant weakened by this cover>
call_trigger: contradiction | public_challenge | audit | stop_loss | refund | leak | blackout | seizure

The player must see the collateral being tied up before choosing. A famous handler alone is not enough.

Branches

Branch A — Sponsor bond

The player lets a sponsor, manager, naming-rights contract, or stop-loss desk guarantee the exposure.

Expected outcome:

collateral_state: posted
relief: sponsor_stop_loss_pressure_down | slot_pressure_down | budget_strain_down
cost: contract_capture_up | public_receipt_distrust_up | fan_oxygen_resentment_up
future_route_effect: correction_costlier | sponsor_private_guarantee_hardened

Branch B — Inspector surety

The player posts lawful cover through inspector, white-glove audit, archive seal, or admissibility bond.

Expected outcome:

collateral_state: posted
relief: custody_clarity_up | archive_fraud_down | reality_drift_down
cost: inspection_heat_up | bureau_favor_debt_up | schedule_pressure_up
future_route_effect: lawful_recovery_unlocked_with_debt

Branch C — Public receipt bond

The player binds the guarantee to public witness, fan oxygen, refund pool, unauthorized history, or pirate relay proof.

Expected outcome:

collateral_state: posted
relief: public_receipt_legitimacy_up | fan_oxygen_balance_up | audience_stability_up
cost: witness_exposure_up | sponsor_stop_loss_pressure_up | oxygen_liability_up
future_route_effect: public_audit_unlocked | sponsor_capture_contested

Branch D — Edit reserve

The player reserves cutroom, checksum, black-box edit, continuity patch, or final-cut capacity as the guarantee.

Expected outcome:

collateral_state: posted
relief: continuity_hazard_down | audience_churn_down | slot_legibility_up
cost: edit_debt_up | source_ambiguity_up | future_fraud_cost_up
future_route_effect: source_challenge_costlier

Branch E — Production self-insurance

The player keeps guarantor control inside the crew by tying up staff time, schedule lane, room capacity, handler availability, or route-asset access.

Expected outcome:

collateral_state: posted
relief: route_control_up | faction_capture_down
cost: lane_scar_up | handler_fatigue_up | unstaffed_ticket_risk_up
future_route_effect: triage_default_armed

Branch F — Split cover

The player divides the guarantee between two claimant surfaces.

Expected outcome:

collateral_state: split
relief: two_routes_remain_open
cost: ambiguity_up | double_call_risk_up | coalition_pressure_up
future_route_effect: split_claim_future_hearing_required

Branch G — Fraudulent or missing cover

The player records fake collateral, hides the exposure, assigns no handler, or treats the guarantee as already paid.

Expected outcome:

collateral_state: fraud_flagged | called | recovery_only
emitted_event: storyteller.event.liability_call_default.v1
cost: black_screen_slots_up | reality_drift_up | route_asset_pressure_up | faction_hostility_up
future_route_effect: blocked | captured | hostile | costlier | recovery_only

Resolution contract

Every resolution must record:

• ledger_state_before and ledger_state_after;
• selected exposure row;
• selected guarantor;
• collateral type and collateral state;
• excluded claimant;
• call trigger;
• at least three counter or durable-state deltas;
• one future route effect.

A successful hearing may reduce immediate pressure, but it must reserve or scar something future-facing.

Failure pressure

If no credible guarantee exists, the rite should not disappear. It should arm a default, expose absence, or convert the exposure into a called row. The player can recover later, but only through higher collateral, hostile claimant posture, public correction, or route-asset sacrifice.